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Found 19 posts matching "Personal Finance"
Dustin Beaudoin

The 7 Best Personal Finance Moves for Software Sales

Essential personal finance strategies specifically tailored for software sales professionals with variable commission income.

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Dustin Beaudoin

Base vs Commission: How to Budget When Half Your Income Is Uncertain

A concrete budgeting framework for variable commission income: what expenses should never depend on commission, and how to separate fixed vs variable lifestyle.

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Dustin Beaudoin

What to Do After a Big Commission Check (Before You Do Something Dumb)

A cooling-off framework for windfalls: taxes first, buffers second, investing last, and spending intentionally — not reflexively.

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Dustin Beaudoin

The Most Common Money Mistakes Software Salespeople Make

A candid look at the traps: lifestyle inflation after good years, ignoring taxes, overconfidence during hot streaks, and underpreparing for down cycles.

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Dustin Beaudoin

Financial Runway Is a Sales Superpower

How personal finances affect performance: negotiating power, risk-taking, quota pressure, and why financial stability improves selling quality.

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Dustin Beaudoin

The Hidden Financial Cost of Sales Burnout

Connecting burnout to money: lost earning years, bad financial decisions under stress, and how financial runway affects risk tolerance at work.

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Dustin Beaudoin

How Much Should a Software Salesperson Actually Save?

Replacing generic savings advice with comp-aware guidance: savings targets based on volatility, emergency funds sized for drawdowns, and how strategy changes at different career stages.

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Dustin Beaudoin

How Taxes Are Withheld With Commission Checks

Understanding how commission checks are taxed, what gets withheld, and how to avoid surprises at tax time.

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Dustin Beaudoin

How to Manage Money on Commission-Based Income

A first-principles system for handling variable commission income: smoothing cash flow, separating base vs commission, and funding lifestyle decisions.

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Dustin Beaudoin

From Rep to Leader: How Your Money Strategy Should Change as You Progress

Financial shifts across career stages: IC to manager to exec, variable comp to leverage to equity, and when to de-risk vs invest in optionality.

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Dustin Beaudoin

RSUs, Commissions, and Cash Flow: How Sales Comp Really Works

Demystifying mixed compensation: base, commission, accelerators, RSUs vs cash timing, and tax implications salespeople often miss.

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Dustin Beaudoin

Should Software Salespeople Invest Differently Than Everyone Else?

Portfolio construction through the lens of income volatility: when your job is already risky, concentration risk, and why stability elsewhere matters more.

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Dustin Beaudoin

How to Successfully Have a Side Hustle as an Account Executive

Practical strategies for building a side business while working as an Account Executive, without burning out or violating employment agreements.

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Dustin Beaudoin

Software Sales Account Executive OTE Guide: SMB, Mid-Market, Enterprise, Strategic

A comprehensive breakdown of Account Executive OTE by segment, quota-to-OTE ratios, and what to expect at each level.

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Dustin Beaudoin

Why Software Salespeople Need a Different Emergency Fund

Rethinking emergency funds for variable income: why 3-6 months is insufficient, tying fund size to sales cycle length, and planning for missed quarters.

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Dustin Beaudoin

Why Most Software Salespeople Are Underinsured

Risk management for sales professionals: why disability insurance, life insurance, and downside protection matter more when income is volatile.

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Dustin Beaudoin

Solo 401(k) Guide: What Software Salespeople Need to Know

A comprehensive guide to Solo 401(k)s for software sales professionals: who qualifies, contribution limits, tax advantages, and when it makes sense.

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Dustin Beaudoin

What Your Quota:OTE Ratio Means for Your Income

Understanding how quota-to-OTE ratios affect your earnings potential, risk, and financial planning.

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Dustin Beaudoin

What to Do With a 6-Figure Commission Check

A practical framework for handling large commission checks — from taxes to investing to avoiding costly mistakes.

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